Online investment platform in Nigeria

Top 30 Online Investment Platform In Nigeria

Have you been looking for a legit way to invest your money online? In this post, I shall be revealing the best online investment platform in Nigeria, where you can earn high return from your investment.

It is no doubt that investments is an express way to achieving financial freedom. Even the wealthy ones are still looking for a way to invest and earn daily in Nigeria.

This is why I would always say: “show me a wealthy man and I will show you a great investor!” The wealthy ones actually know the importance of investment, and never joke with it.

It would be wise to know that, it’s not every investment that guarantees success. For you to earn from your investment, you must be able to invest wise.

This why you need a legit online investment platform in Nigeria, if you really want to begin your online investment journey.

So looking for a way to invest and earn daily in Nigeria, stay tuned as we unveil the best online investment platform that would give you high return on investment.

What Is Online Investment Platform?

Just as the name sounds, online investment platform is a kind of virtual or internet-based or digital investment platform where people can invest their money and make some returns of their investment as interest.

Online Investment Platform in Nigeria makes it possible for investors to make passive income from the money they invest in the platform.

For example: Let’s assume you have about N100,000 that you don’t want to use yet. You may decide to invest the N100,000 in one of these online investment platforms in Nigeria and be earning some Percentage of the N100,000 as your income monthly.

With this, you keep making your money even while you sleep; without any further efforts from you. This is why it’s called a means of earning passive income. You put in your one-time investment, and your income will keep flowing into your bank account, even while you sleep.

Are Online Investment Platforms In Nigeria Legit?

Most times if you are new to online investment, it would be very hard for you to identify the legit online investment platform in Nigeria, because of the large number of online investment platform out there.

Due to the bad experience that some people have had with many online business in Nigeria especially the Ponzi Schemes, they always fidget whenever they here about online investment. They always think that anything especially investment relating to online, is Scam.

But the truth is that everything online is not scam, there are many legit income opportunities online; there are still many legit online investment platform in Nigeria where you can make legit income.

The online Investment platforms we are talking about here are not the same with the fraudulent Ponzi Schemes you know, the online investment platform we are talking about are quite different from Ponzi schemes.

So in case you have been so skeptical about the authenticity of these online investment platform in Nigeria, I want to let you know that the ones we will discussed in this article are all legit, tested and trusted, and have been making millions of naira and dollars for many Nigerian investors.

30 Legit Online Investment Platform In Nigeria With High Return

Online investment platform in Nigeria
  1. Afrinvestor
  2. Ziing
  3. Kuda Bank
  4. FBN Edge
  5. Kolo Pay
  6. Chaka
  7. Smart Saver
  8. Alat By Wema bank
  9. Risevest
  10. Carbon
  11. Bamboo
  12. Trove
  13. Piggyvest
  14. I-invest
  15. Fint
  16. Payday Investor by ARM
  17. e-Farms
  18. Investment One
  19. Wealth.ng
  20. Opay
  21. Investment One
  22. Farm Funded
  23. E-poultry
  24. PayFarmer
  25. Chubiagro
  26. Farm Ally
  27. AgreCourse
  28. Porkvest
  29. AgroPartnership
  30. Group Farma

1. Afrinvestor

Afrinvest/afrinvestor is one of the most reliable digital investment platform in Nigeria that would help you achieve your financial freedom.

Afrinvestor helps you to invest on stocks and other fixed income instruments like Treasury Bills and Bonds. Their Return on Investment (ROI) is really very high but always varies, depending on the investment plan you choose.

Unlike some online investment platform in Nigeria; one good thing about Afrinvest is that it allows daily withdraw of your earnings. In this, you would not have to wait for a specific time before accessing your fund. Your fund is always available and accessible to you at any time.

Afrinvest Investment Plans

Just as many other online investment platform in Nigeria have their own different investment Plans, Afrinvestor provides about 5 investment plans, which includes:

  1. Afrinvest Pop account
  2. Afrinvest Groove Account
  3. Afrinvest Classic Account
  4. Joint Account
  5. Corporate Account
Afrinvest Pop Account

This investment plan is meant for young ones less than 25 years. This plan is very good for students or young graduates who would want to earn passive income. The plan makes it possible for anyone to invest and earn daily in Nigeria.

In this investment plan, you can open your account without any money, that is, a zero account.

The maximum deposit you can put in this account at a time is N20,000; the maximum withdraw you can make in a day is N30,000. While the maximum Account balance you can have in this plan is N200,000.

This particular investment plan has really made Afrinvest one of the best, because not every online investment platform in Nigeria provides investment opportunity for young ones.

Afrinvest Groove Account

This is another investment plan that makes it possible for anyone to invest and earn daily in Nigeria. In this Investment plan, you can also open your account with zero naira balance and fund your account later.

The maximum you can deposit in this plan at a time is N30,000. The maximum amount you can withdraw in a day is N50,000 in a day; while the maximum amount balance you can have is N400,000 at a time.

Afrinvest Classic Account

Though you can also open the classic account with Zero Naira, but there is no limit of deposit and withdrawal.

Afrinvest Joint Account

The Afrinvest Joint account is a type of Classic account that allows you to invest in partnership with one whom you can trust. There is also no limit of deposit and withdrawal in this plan.

Afrinvest Corporate Account

This is also a type of classic account which is meant for Organizations. This means that any Organization can invest in Afrinvest using this Investment plan.

Just like other type of Afrinvest classic accounts, there is also no limit of deposit and withdrawal in the the Afrinvest Corporate Account.

How To Start Investing In Afrinvest

Just like on many other investment platform in Nigeria, investing on Afrinvest is actually easier than you may think. All you need to do is to visit their Official Website HERE

Choose from the available investment plans and open your account.

To open account with Afrinvest, you would need to provide things like: Passport Photograph, Signature, Government Approved ID Card, Utility Bill (electricity bill, water bill etc issued within the last 3months). Except in corporate account that would be requiring many other complex documents.

2. Ziing

Ziing is another legit online investment platform in Nigeria that provides very high return on investment (ROI). It would really be a nice option for you if you want to invest and earn daily in Nigeria. Ziing pays investors up to 4% to 10% annual interest of their Investment.

Ziing Investment Plans

Just like some other online investment platform in Nigeria, there are about 5 investment plans provided by Ziing, through which you can make money from your investments. They are:

  1. Mutual funds
  2. Stock Trading
  3. Zsafe
  4. Zplan
  5. Fixed Income
Mutual Funds

In this plan, you can collaborate with your friends to invest in the platform. Many other online investment platform in Nigeria usually have this similar plan, it enables you to invest in group and make Avery high return.

Stock Trading

This plan helps you to invest in Nigerian Stock Exchange.

Zsave

This plan helps to safe your money on the platform and still earn up to 4% annual interest from your savings.

Zpla

In this plan, you can set a goal of how much to want to save, and how long you want your savings to stay before withdrawal. In this plan, you can lock your savings till maturity date when all your funds would now be sent to your Zsave.

Fixed Income

This plan enables you to set specific amounts of money aside for a particular period at pre-defined interest rates. Your funds including your accumulated earnings would now be sent to you at the maturity date.

3. Kuda Bank

Kuda Bank is one of the most reliable online/digital banking platform in Nigeria with a microfinance banking license from the Central Bank of Nigeria.

Kuda Bank provides the avenue to make many Bank transactions including transfer to other Banks, and other related transactions.

Apart from the bank transaction avenue provided by Kudi Bank, it also helps you to track your spending, save and earn up to 15% annual interest from your savings.

Kuda Bank Investment Plans

Like some other digital investment platform in Nigeria, Kudi Bank provides about 3 features that make it possible for you to save and earn from your savings.

  1. Spend+Save
  2. Flexible Savings
  3. Fixed Savings
Spend+Save

This feature saves money for you automatically every time you spend from your Kuda account. In Sped+Save, you would have to set a percentage to save when you spend, and you can withdraw your earnings at any time.

Flexible savings

The Flexible Savings enables you to set a goal and save towards the goal, while you still earn up to 10% interest from your savings.

Fixed savings

In Fixed Savings, you can save and lock your savings for a specific period of time, and earn up to 15% interest from your savings.

4.FBN Edge

FBN is one the best online investment platform in Nigeria where you can invest in mutual funds. It is an investment App owned and managed by FBNQuest
a subsidiary of First Bank of Nigeria.

FBN Edge has remained one of the most trusted digital investment platform in Nigeria because of the backing of the popular Bank, Firstbank, and also their team of investment experts that are always there to provide investment guide and advice to the customers/investors.

One interesting thing about FBN Edge is that you can start investing on the platform with as low as N5,000.

5. Kolo Pay

Kolo pay is another online investment platform in Nigeria that has a very high return on investment (ROI). It is a digital investment platform that enables you to save towards a specific goal, and still earn up to 10% from your savings.

On kolo pay, you can set your particular goal(s), the amount you want to save, and as well the withdrawal date.

6. Chaka

Chaka has remained one of the best online investment platform in Nigeria where you can invest in stocks. In Chaka, you can buy, hold stocks, and sell them out at very high amount when they appreciate.

Unlike some online investment platform in Nigeria, Chaka provides instant access to over 4000 stocks & ETFs on the Nigerian Stock Exchange, New York Stock Exchange, and NASDAQ. In Chaka, you can invest in companies like Apple, MTN, Google, Netflix, Alibaba, Dangote, etc..

Since Chaka provides access to foreign stocks, you will be able own dollars and Naira, and earn high returns from your funds and investments. This feature a lone has really made Chaka one of the best, because not every online investment platform in Nigeria that makes it possible to hold dollar.

With as little as N1000 or $10, you can start investing, buying and selling stocks on Chaka platform. There is always a charge fee of N100 (for Nigerian Stocks) and $4 (for foreign stocks) whenever you complete any trade on Chaka investment platform

7. Smart Saver

Smart saver is another online investment platform in Nigeria that allows people to save and earn some Percentage from their savings. It is really a recommended online investment platform if you want to invest and earn daily in Nigeria.

On Smart Saver, you can set up automatic savings; either daily, weekly, or monthly. In this, your savings would always be deducted automatically, depending on how you set it.

Smart Saver Investment Plans

Just like other digital investment platform in Nigeria, Smart Saver provides about 2 investment plans.

  1. Super Saver
  2. Guaranteed Investment Savings (GIS)
Super Saver

This offers 8% annual interest for your savings, in which the interest rate would be paid per quarter at the rate of 2% per quarter.

The interest is always paid on: January, April, July, and October. Interest on withdrawals outside the free withdrawal days is 5%, and minimum withdrawal amount is N3,000

Guaranteed Investment Savings (GIS)

In this plan, you can put aside your savings periodically and over a period of time and allow it to grow with the annual interest rate of 30%. You may decide to lock your savings as long as you want, from 3 months through 12 months.

Benefits Of Investing On Smart Saver

As an investor/saver on Smart Saver, you have other great bonuses and privileges to enjoy aside your earnings from your savings. One of the most interesting benefits of saving on smart saver is that you automatically qualify to get loan from the platform, without any collateral.

8. Alat By Wema Bank

Alat is known to be one of the legit investment platform in Nigeria, and it is owned and managed by Wema Bank. The platform enables you to save your money and earn up to 4% annual interest from your savings.

Alat Investment Plans

The investment plans provided by Alat is more of savings, and they:

  1. Fixed Goals
  2. Flexi Goals
  3. Stash
  4. Group Savings
Fixed Goals

This savings option enables you to save your money daily, weekly or monthly towards a target for a fixed period and earn up to 4% annual interest from your savings.

Since it’s a fixed savings, you are not allowed to withdraw your money until your defined period of time, else you will lose your interest.

Flexi Goals

Just like Fixed Goals, Flexi Goals also allows you to save daily, weekly or monthly towards a target and earn up to 4% annual interest from your savings. But in Flexi Goals, you can withdraw up to 50% of your savings once every 30 days. One thing to know is that you will lose your interest if you do not meet your target amount.

Stash

Stash plan also enables you to save your extra money at anytime and earn up to 4% interest from your savings.

In Stash plan, your savings are not fixed, and you can withdraw your funds at any time. But for you to qualify for interest, you would need to allow your savings to stay for a minimum of 30 days.

9. Risevest

Looking for a legit investment platform in Nigeria? Risevest would really be a nice option for you. The investment platform has remained one of the most popular online investment platform in Nigeria because of the trust it has gained from customers.

Risevest Investment Plans

Like other online investment platform in Nigeria, Risevest provides about 3 investment plans to enable you invest your money wise and make good returns. They are:

  1. Stock
  2. Real Estate
  3. Fixed Income
Stock

This plan enables you to invest in several US stocks like: Google, Coca-Cola, Alibaba, Apple, and so on, and earn up to 14% interest of your investments.

Risevest has regarded this plan as a highe-risk investment option; but remember the higher the risk, the higher the return.

Real Estate

This plan enables you to invest in real estate properties and earn up to 15% interest from your investments.
Risevest has regarded this investment plan as the Medium-risk investment.

Fixed Income

This is a low-risk investment plan on Risevest, there is no fear of losing your money.

With as low as 10%, you can setup a fixed income saving and earn up to 10% Return on Investment.

10. Carbon

Carbon was formerly known as Paylater, and it’s really one of the best online investment platform in Nigeria with high return.

Carbon Investment Plans

Carbon provides about 3 investment plans which are:

  1. Cash Vault
  2. Goals
  3. Flex Save
Cash Vault

This is a kind of fixed deposit account where you can lock your savings for a specific period of time, and earn up to 11% interest from your savings, starting from N50,000.

Goals

In this plan, you can set your investment target with a minimum of 100 on daily, weekly, or monthly basis,
Set daily, weekly, or monthly, and earn up to 9.5% interest when your goal is complete.

Flex Save

This is a kind of one-time investment plan where you can put in your spare cash, and earn up to 9% from your savings

11. Bamboo

Bamboo has remained one of the most profitable online investment platform where you can invest and earn daily in Nigeria. It provides the opportunity to buy and sell over 3,000 different US and Nigerian Stocks.

12. Trove

Trove is another online investment platform that enables you to invest in Nigerian and foreign stocks. With as low as N1000 or $10, you can start investing in companies like Netflix, Facebook, Dangote, Apple, Uber and so on.

13. Piggyvest

Piggyvest which was known as Piggy Bank has really gained ground as a trusted online investment platform in Nigeria, since it was launched in the year, 2016.

Lik some other digital investment platform in Nigeria, Piggyvest provides up to 6 investment plans which are:

i. Core Savings
This option enables customers to invest part of their money for a specific period of time, and earn up to 10% annual interest from their savings.

In this plan, Customers can withdraw their funds every three months. But there is always a charge fee of 5% if a customer withdraws their money outside the stipulate 3-month interval in a year.

ii. Target Savings
This plan helps customers to save for a particular purpose and still earn up to 8% interest from their savings.

iii. Safelock
In this plan, customers can lock their savings for a specific period of time, and earn up to 12.5% from their savings.

iv. Investify
This plan makes it possible for customers to make choices of the particular field to invest their money. This could be Agriculture (like: cassava, Poultry, etc…), Cryptocurrency, and so on. In this plan, customers can earn up to 12% return on investment within a period of 6 to 12 months.

v. Flex Naira
This plan enables customers to invest and earn up to 8% of their investment. In this plan, customers would be able to withdraw their funds up to 3 times in a month, but any withdrawal more than 3 times in a month would make a customer lose the interest for that month.

vi. Flex Dollar
This plan enables customers to save their money in foreign currencies like: Dollar, Pound, Euro, etc… and earn up to 5% of their investment.

14. I-invest

I-Invest is another legit online investment platform where you can invest and earn daily in Nigeria. Investing on I-Invest doesn’t really require huge amount of money; as you can start investing on the platform with as low as N100,000.

There are about 3 investment plans on I-Invest, they are:

i. Treasury Bills
This plan is a nice option to invest and earn daily in Nigeria since it provides opportunity for short term investment. They are usually debt instrument issued by the Federal Government of Nigeria through the Central Bank.

ii. Euro Bunds
In this investment plan, investments are usually issued in foreign currencies by the Federal Government, companies or even Foreign Organizations.

iv. Equities
This plan enables customers to to invest on stocks which are listed publicly on Nigerian stock exchange market. That is, buying and selling shares of public companies.

15. Fint

Fint is another online investment platform where you can invest and earn daily in Nigeria. It is a platform that connects trusted individuals looking for funding with lenders who want to earn from their investment.

On Fint, there are many things you can invest your money, such as: Agriculture, Automobile, Electricity, Agency Banking, Premium Financial, Asset Backed Loans, and so on.

16. Payday Investor by ARM

Searching for a way to invest and earn daily in Nigeria? Payday investor would really be a nice option for you. It is one of the best investment platforms in Nigeria that enables customers to save their money for specific purpose and still earn from their savings.

Just like some other digital investment platform in Nigeria, Payday has about 3 investment plans, and they are:

i. Goal Based Investment
This particular investment plan helps customers to save daily in Nigeria. In this plan, you can set up your account for automatic savings for a particular goal. This may be daily, weekly, or monthly.

Example: if you want to be saving N100 daily, you can set up your account such that N100 would always be deducted automatically from your account everyday, and saved you.

ii. Group Goals
This plan enables you to collaborate with your friends, group or community, to save together towards a particular goal.

iii. One-time Investment
In this plan, you can put in your money and allow it to stay for a specific period of time before withdrawing it.

17. e-Farms

Do you really want to go into agriculture but lacking the skills and time needed? With e-farms, you can still take part in the great potentials embedded in Agriculture by investing in those that need funding in agriculture.

E-farms helps to connect skilled farmers that need funding, with investors. As an investor, you can choose the particular agricultural products you want to invest, this could be Poultry, rice, cassava and so on; and earn up to 15% – 16% interest at the end of the harvest.

18. Fundall

Fundall is one of the best investment Platforms that enables you to invest and earn daily in Nigeria.

It allows you to save your money and still earn some percentage as interest from your savings.

It has about 3 saving plan that you can decide to opt in and start earning some Returns on Investment, they are:

i. Automatic Savings
This plan helps you to set a particular amount you would be saving either on daily, weekly or monthly basis. Since it’s called automatic savings, the amount you set would always be deducted from your account automatically based on the time you set it.

ii. Save As You Spend
This plan allows you decide what percentage of your expenses should be saved per time.

iii. Group Savings
In this plan, you can collaborate with a group or your friends to save on the platform, while you people earn monthly interest from your savings.

19. Wealth.ng

Wealth.ng has remained one of the most trusted and popular online investment platform in Nigeria. There are about 3 investment plans provided by wealth.ng:

i. fixed Income
In fixed income plan, you can invest in either Treasury Bill or Bond, with a minimum of N10,000 (for Treasury bill) or $500 (for Bond); and be earning up to 13% interest in each.

ii. Stocks
This plan enables you to invest in the stock market. You can invest in companies like: Google, Microsoft, Transcorp, and be earning up to 15% return of your investment.

iii. Agriculture
This plan enables you to invest in agriculture and earn up to 22% interest of your investment

20. Opay

If you have been searching for an legit investment platform to invest and earn daily in Nigeria, then Opay is here for you. Though it is a mobile money Company that provides many financial services, it has also created one of the best competitive investment platform in Nigeria.

There are about 2 investment plans provided by Opay investment Platform:

i. Owealth
This plan provides annual return on investment; where you can earn up to 15% interest of your investment annually.

ii. Flexifixed
This option would be nice if you want to invest and earn daily in Nigeria. In this plan, you can earn up 0.2% interest of your investment in weekly, and 1% interest monthly.

21. Investment One

Investment One is one of the best online investment platform in Nigeria where you can invest and earn daily.

It is a subsidiary of the popular Bank, Gtbank, and this has made it one of the most trusted among all the online investment platform in Nigeria.

There are about 2 investment plans provided by Investment One, and they are:

i. Fund management
This is a kind of mutual fund where you can venture in mutual fund opportunities like: Abacus money fund, Vantage Guarantee Money Market Fund, and so on. In this plan, you can be earning up to 2.42% to 14.12% of your investment.

ii. Stock Broking
This option is for those that want to go into stocks market, where you can invest in the stock market and be earning your money.

22. Farm Funded

There are many online investment platform in Nigeria that specialize mainly on Agricultural investment. Farm Funded is one these digital investment platform where you invest in Agriculture and earn high return on investment.

In Farm Funded, there are many investment packages which you can choose to invest. These packages could be rice, maize, beans, cassava, and so on. Most of these packages always have a fixed price you can invest; some of them are usually from N50,000 or even more, and you can be earning up to 36% interest or more in less than a year (that is, within the period of planting and harvest of the agricultural package you chose to invest).

23. E-poultry

E-poultry is one of the best online investment platform in Nigeria that specialize on Agricultural investment.
With Just N50,000, you can start investing on poultry through this investment Platform and be earning up to 40% return on investment.

24. PayFarmer

Payfarmer is another legit online investment platform in Nigeria that enables you to invest directly on agriculture.

Depending on the package you choose, you can earn up to 16% to 40% return on investment. For example: if you invest on Vegetable Farm package, you can earn up to 16% Return on Investment in just 4 months.

25. Chubiagro

Chubiagro is one of the best agricultural investment platform in Nigeria that can guarantee high return on investment. There are many agricultural investment opportunities always listed on their platform, which you can choose to invest.

This could be rice, maize, and so on; and in most these investment opportunities, you may need about N50,000 to invest, and earn up to 18% return on investment.

26. Farm Ally

Farm Ally is another legit online investment platform in Nigeria where you can invest and earn from Agriculture. On Farm Ally, you can choose from the available farm investments and earn up to 15% to 50% return on investment within a cycle of 3 to 15 months.

27. AgreCourse

This is another legit online investment platform in Nigeria where you can invest in varieties of Agricultural produce.  On Agricourse, you can choose to invest in such Agricultural produce like palm products processing, fish farming, rice, maize and so on. With just N25,000 you can start investing in any of these products and earn up to 16% to 22% return on investment.

28. Porkvest

Porkvest is another online investment platform in Nigeria where you can invest in Agriculture and earn very high return on investment. Porkvest is the child company of Jadek Agro Connect, which offers funding opportunities in pig farming, and helps to connect pig farmers that need funding, with investors.

On Porkvest, you can invest in pig farming with just N65,000 and above, and earn 20% to 25% return on investment within a cycle of 4 to 9 months.

29. AgroPartnership

AgroPartnership is one of the best digital investment platform for agribusiness. With as low as N90,000, you can start investing on this investment platform, and earn high return on investment with a short cycle of 7 to 12 months.

One interesting thing about AgroPartnership is that they are well insured. This means that any money you invest on the platform is everly save, and you would not have to bother of loss.

30. Group Farma

Group Farma is another legit online investment platform where you can put in your money money in Agriculture and earn good return on investment.

Group Farma has a network of over 42,000 Farmer; this makes it always have investment opportunities. In this, you can choose to invest in any of the available farms like Poultry, maize, rice and so on.

Most of the farms  available on Group Farma need from N500,000 and above to invest; and this would bring 30% to 36% return on investment within a cycle of 2 to 5 years.

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