How to reverse airtime purchase from bank, is it possible? How do you reverse a bank airtime? How do you convert credit to cash? These are some of the questions that many bank users have been looking to get answers to.
Frequently, bank users make mistakes while attempting to transfer money or even purchase airtime. Why does this happen? How do we prevent it and how can it be reversed when it happens? These are the questions we will be answering in this article.
Reverse Airtime Purchase from Bank- Is it possible?
You got stuck to the headline, “how to reverse airtime purchase from bank”, and you are really wondering if it is possible.
Yes! It is very possible to reverse airtime purchased from bank. It is often said that anything with an advantage has a disadvantage too. There are two ways of making transactions. There is the method with USSD codes and the other with the bank mobile application. However, people who use USSD codes tend to make more airtime recharge mistakes and money transfer mistakes than those using the mobile app.
A lot of people prefer to use the USSD codes because it is the easier method, and also it is fast and can be operated on nearly any kind of phone. All small phones and some android users use the USSD purchase method to purchase the airtime they want from the bank.
Another advantage of using USSD code to purchase airtime is that the method can be operated without data. These are the reasons why more people use the USSD code method for airtime purchase and make mistakes while doing so.
Bank Airtime Recharge Limit
Before we talk about how to reverse airtime purchase from bank, let’s first of all understand bank airtime recharge limit.
One of the most important factors that have helped to reduce the rate at which people make airtime recharge mistakes is the bank airtime recharge limit.
All banks have a daily airtime purchase limit so that there is no way you can lose more than N10,000 naira for any airtime purchase mistake.
Banks like Access Diamond and Sterling Banks have a daily airtime purchase limit of N5000, while banks like First bank and GT bank have a limit of N10000.
Can I Reverse My Airtime Purchase With Another Phone Number?
This is not possible. In order to be able to reverse airtime purchase and convert it to cash in your bank account, the phone number used to purchase the airtime must be registered with the bank account you want to reverse your airtime purchase into.
How To Reverse Airtime Purchase From Bank
How To Reverse Airtime Sent To a Wrong Number
Many people have made the mistake of sending airtime to the wrong number at one time or the other and were probably dejected as they could not reverse it. However, reversing airtime purchase is possible if done properly.
These are the steps to take to reverse airtime purchase.
Understand that you must act fast. This is because the recipient may use that airtime if you are not fast enough. Once the recipient uses any part of the airtime, reversal becomes impossible.
Call the customer care agency. The next thing to do is to call the customer care agency of that network. State the problem to them. You transferred airtime to a wrong number and you want it reversed to a certain phone number.
Provide the details. You will be asked by the customer care official on the line to provide these details:
- Your full name
- Your phone number
- The last airtime or data purchase you made on your phone number.
- The phone number you want to reverse the airtime to.
And that is all. Within minutes, your airtime reversal would have been done if the recipient has not used any part of your airtime.
How To Convert Airtime Back To Cash In Your Bank Account
Method 1: Contact Customer Care
How to reverse airtime back into bank account? Banks have a way of improving their service to their customers, hence there is always a way around any error you make unless specified otherwise.
Reversing your airtime purchase back into cash is not very difficult, but it takes more than a few minutes unlike the normal airtime purchase reversal.
The ideal thing to do is to contact the bank customer care immediately. After making the airtime purchase mistake, and you get a debit alert, on the alert message, you can copy the customer care phone number. If you cannot find it there, check your ATM card, the bank customer care line is always written there.
State the issue to the official on the line. After sometime, the bank would contact the mobile service and have your money reversed back into your bank account.
This process is applicable to all banks.
Method 2: Use A Third-party Platform
A simple and easier alternative to first method is by registering on one of the platforms that convert airtime to cash for you.
Some of these platforms are:
Register on these platforms and easily convert your airtime into cash for your bank account.
How To Reverse MTN Airtime Purchase From Bank
You could use any of the methods above to convert your MTN airtime purchase. For the first method, you can dial the customer care line of MTN, 80310180 and get it resolved or simply register on any of the hubs mentioned and get the airtime converted to cash.
How To Reverse Airtime Purchase From Bank Airtel
Simply use any of the methods mentioned above to convert your Airtel airtime purchase back to cash.
For the first method, you can dial the customer care line of Airtel, +234 802 150 0111 and get it resolved or simply register on any of the hubs mentioned and get the airtime converted to cash.
How To Reverse Glo Airtime Purchase From Bank
You can use any of the methods above to convert your Glo airtime purchase. For the first method, you can dial the customer care line of Glo Nigeria, +229-98-121-121 and get it resolved or simply register on any of the hubs mentioned and get the airtime converted to cash.
Reversing airtime purchase comes into play only when you make mistakes. The best thing to do is to avoid making these mistakes at all by using the bank mobile apps. The bank apps ask for a confirmation before purchasing anything and that helps to reduce mistakes.